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Terms, Privacy & FAQ

Last updated: 28 June 2026 · MD Capital (Mohannad Diak Capital) · Licence No. CN-6421144 · Abu Dhabi, UAE
Terms of Service Privacy Policy FAQ

Terms of Service

These Terms govern the digital business card design and hosting service ("Service") provided by MD Capital — Mohannad Diak Capital (Licence No. CN-6421144, Abu Dhabi, UAE) ("we", "us"). By placing an order you agree to these Terms.

1. The service

We design a digital business card and host it at a shareable link / QR code on your behalf. Card appearance, tiers and pricing are as shown on our website at the time of order.

2. Orders & payment

3. Delivery

Standard delivery is within 48 hours of payment confirmation. Same-day delivery is available as a paid add-on. Timeframes are targets and may vary for custom or VIP work.

4. Refunds

Each card is a personalised / custom digital product. Once design or production has begun, fees are non-refundable. If you wish to cancel before work has started, contact us at md@mdiak.com and we will consider a refund at our reasonable discretion.

5. Your responsibilities

6. Suspension & revocation

We may update, suspend, deactivate or revoke a card link in the event of non-payment, breach of these Terms, suspected misuse, a lawful request, or at your own request. A revoked link will stop displaying the card.

7. Intellectual property

Our templates, designs, software and the MD Capital brand remain our property. Content you supply remains yours; you grant us a licence to host and display it for the purpose of providing the Service.

8. Availability

Cards are hosted on third-party infrastructure. We aim for high availability but do not guarantee uninterrupted or error-free service.

9. Liability

The Service is provided on an "as is" basis. To the maximum extent permitted by applicable law, our total liability arising from the Service is limited to the amount you paid for the relevant order, and we are not liable for indirect or consequential loss, or for the content you provide.

10. Governing law

These Terms are governed by the laws of the United Arab Emirates and the applicable laws of the Emirate of Abu Dhabi. Questions: md@mdiak.com.

Privacy Policy

This Policy explains how MD Capital handles personal data when you use the Service.

What we collect

Why we use it

Sharing

We do not sell your personal data. Data is processed using trusted service providers (for example, hosting/database and email delivery) acting on our behalf to run the Service.

Retention

We keep your data for as long as needed to provide the Service and to meet our legitimate record-keeping needs, after which it is deleted or anonymised. Uploaded payment proofs are retained for approximately 90 days.

Your choices

You may request access to, correction of, or deletion of your personal data, or ask us to deactivate your card, by emailing md@mdiak.com. We handle such requests in line with applicable UAE data-protection principles.

Security

We use HTTPS encryption, access-controlled administration, and data minimisation. We do not store your bank login or card-payment credentials — payment is made directly by bank transfer to our account.

Frequently asked questions

What is a digital business card?

A single link and QR code that opens a premium profile — one tap to save your contact, message you on WhatsApp, call, email or view your links. No app needed.

How do I order?

Fill in the form on our site, choose a package, place your order, pay by bank transfer, and upload your payment proof. We deliver within 48 hours.

How do I pay?

By bank transfer to the account shown on your invoice. After paying, you upload your transfer screenshot on the secure link we provide.

How fast is delivery?

Within 48 hours of payment confirmation. A same-day urgent option is available for an additional fee.

Can I update my card later?

Yes — edits can be made on request. VIP cards include priority edits.

Does it work on any phone?

Yes. It works on any modern smartphone with no app to install.

Do you do team or company cards?

Yes — we offer Team packages and a VIP "Your Brand" option matched to your company's colours and logo.

Can I get a refund?

Cards are custom work; please see the Refunds section in our Terms above.

These terms are provided in good faith for our digital-card service and may be updated from time to time. The version shown here is the current version. For questions, contact us any time.
MD CAPITAL — Mohannad Diak Capital · Licence No. CN-6421144 · Abu Dhabi, UAE
WhatsApp +971 50 781 0600 · md@mdiak.com · mdiak.com